9 Small Changes You Can Make To Save More Money, According To Experts

While cutting daily lattes may help save a few thousand dollars every year, if it’s something that brings you joy, there’s no reason not to indulge. Everyone’s relationship with money is different, which is why Lyanne Alfaro, an award-winning journalist and founder of the money newsletter and podcast Moneda Moves, recommends starting your savings journey in your 20s by better understanding your own financial priorities.

It doesn’t matter if you’re living paycheck-to-paycheck, saving up for a big expense, or hoping to whittle down your student debt; you shouldn’t feel guilty for spending money on little luxuries. It’s perfectly OK to indulge once in a while — and with the right budget, you can maintain things like morning coffee runs without it feeling like it’s a frivolous expense.

Below, Alfaro...