INDIANAPOLIS (CONSUMER REPORTS) – If you’re like many families, you may be overpaying each month for streaming services, cell phone plans, and home internet. Those extra costs can quietly add up. Consumer Reports says trimming just a few recurring bills can turn small changes into real savings.

Cable or pay TV alone averages about $125 a month, with streaming services adding another $69 on average. And that doesn’t even include music or audiobooks. According to Consumer Reports, one of the easiest ways to start saving is simply to ask. Diane Umansky of Consumer Reports says calling your cable or streaming provider and requesting a better rate can sometimes lead to discounts of 10 to 20 percent.

When it comes to streaming, bundling subscriptions can also make a big differ...