1 year ago
10
If there is one thing that personal finance gurus all seem to agree on, it is this: You should have a Roth IRA account.
Alongside budgeting and having an emergency cash reserve, it has assumed its place as bread-and-butter advice. And why shouldn't it?
What could be more attractive than being able to salt away thousands of dollars each year, have that money grow over decades free of tax, and then withdraw both what you contributed and what you earned in dividends with no tax liability at all?
What could possibly be more delicious?
But, of course, one size never truly fits all. The near-universal recommendation to open a Roth IRA account ASAP is no exception to that rule.
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