I Tried a “Fun Money” Budget & It Completely Changed How I Spend

Becoming a baddie with money doesn’t happen overnight. You don’t wake up one day and suddenly become a budgeting pro, never again giving in to the impulse to buy a “little treat.” For many, getting better with money is more of a gradual glow-up. It happens by changing one money habit at a time.

One of the easiest (and genuinely fun) money habits I’ve picked up is something you’ve probably scrolled past on TikTok: the “fun money” budget. It’s exactly what it sounds like: a set amount of money you allocate in your budget each month to spend on whatever you want, without guilt. And the best part is that you make the rules. You can use it for clothes, makeup, beauty treatments, dining out, concert tickets, random little treats — anything that tends to become a sneaky spending vortex.

According to money-saving expert Andrea Woroch, ...