Happy New Year, from all your friends at Fortune. As you know, New Year’s Day has fallen on a Thursday for 2026, which means banks, government offices, and postal services will be closed across North America while many retailers, restaurants, and attractions will either modify their schedules or open up completely.
The most direct impact is on federal services. Non-essential federal offices are closed, according to the U.S. Office of Personnel Management. This includes Social Security Administration field offices, passport agencies, and most administrative government buildings. If you have business with the IRS or need to visit a federal building, you will need to wait until Friday.
Financial markets will also take the day off, with major U.S. exchanges including the New York Stock Exchange and Nasdaq shuttering for the first day of the new year. Schools and public libraries will remain closed, and in most places, garbage collection will be postponed by one day.

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