Even if you are a natural optimist, there may be times when your financial future will seem dim to you. The cause could be as dramatic as a job loss or a medical emergency that completely upends your financial plans.
It may be the sudden realization of a long-brewing problem — a career (and salary) that has stagnated or a debt load that only grows.
Or it may be a persistent, gnawing feeling that while nothing is critically “wrong” per se, nothing is quite right either.
You’re just not feeling on track to meet your long-range goals. Whether a new-found issue or an old sore, your gaze into the crystal ball is met with fog.
Let’s clear things up, shall we?