Juan Moyano/StocksyI don’t have a sister, but if I did, I swear she would’ve grabbed me by the shoulders in my 20s and been like, “Babe. Stop. Do not do that.” I learned a few money lessons the hard way — like splurging on a Louis Vuitton handbag instead of investing, going shopping at the mall like it was my job, and buying endless fast-fashion pieces during peak blogger era because God forbid I repeat an outfit ever.
Now that I’m in my 30s, I can look back and laugh (or cry, depending on the day). But mostly, I want to pass on the big-sis money advice I wish I had when I was figuring everything out. This isn’t from a place of perfection — I’m certainly not a finance expert — but I’ve been through a lot of money messiness and want to save you the headache with tips I wish I’d known.
Here are the three biggest money mistakes I made in my 20s and what I’d do differently if I could go back and try again.
1. I didn’t start investing early.
When I was in my 20s, investing felt very intimidating. I’ve been self-employed since I was 23, which meant I didn’t have a tra...

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