How People In Their 20s Rebuilt Their Credit After Feeling Hopeless

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When 20-somethings embark on their first journeys into the credit-card-holding world, many do it blindly. We may know we need to build credit and that something called a credit score exists, but how many of us are truly aware of the impact that the financial decisions we make could have on the rest of our lives?

If you feel like you’ve already ruined your credit before you had the chance to get it started, don’t fear. Numerous credit rebuilding programs enable you to regain control over your finances. If you need a little inspiration, here are a few stories of how 20-somethings rebuilt their credit after having something go wrong.

The Confused College Student

I went my entire college career at Penn State without a credit card and never thought twice about it. After graduating, it took about a year to land a job that really stuck, and like many people, I lived with my parents. So, again, with very few expenses, a credit card still didn’t...